Louisiana Auto Insurance Lawyer
The state of Louisiana requires automobile drivers to purchase bodily injury liability coverage and property damage liability coverage. At a minimum, the driver must have bodily injury liability coverage of at least $10,000 per person injured in any one accident and $20,000 total for all persons injured in any one accident. Additionally, the driver must have a minimum of $10,000 property damage liability coverage for the destruction of the property of others as a result of an automobile accident. This is often represented as 10/20/10 coverage.
Automobile drivers have the option of purchasing uninsured motorist or underinsured motorist bodily injury coverage. This type of insurance is meant to cover bodily injuries caused by an uninsured or underinsured driver. If a person chooses to purchase uninsured motorist coverage, the coverage may be purchased in any amount not less than the amount of bodily injury coverage purchased. Insurance companies are able to offer underinsured motorist coverage for a reduced premium.
Please fill out the "FREE CASE REVIEW" form below to have an experienced Louisiana Auto Insurance lawyer contact you.
Louisiana Government and Legal Resources
- Louisiana State Government
- Louisiana State and Local Government
- Louisiana Supreme Court
- Louisiana State Bar Association
- Louisiana College of Law
Louisiana Statutes of Limitations
Statutes of limitations are sets of laws that dictate the amount of time people who suffer injury or loss have to take legal action.
Some of the statute of limitations for the state of Louisiana are listed below:
- Personal Injury: 1 year from date of injury.
- Wrongful Death:1 Year from date of death.
- Product Liability: 1 year from date of injury.
- Medical Malpractice:Within 1 year of date of act but no more than 3 years from date of malpractice.
Louisiana State Seat Belt Laws: Primary.A seatbelt is required for passengers older than 13 years and seated in the front seat. Please call or email us for a free consultation with an auto accident lawyer near you.
Louisiana State Helmet Laws: In Louisiana, all individuals riding or operating a motorcycle must wear a helmet at all times. Please call or email us for a free consultation with a motorcycle accident lawyer near you.
Louisiana State Lemon Laws:
Louisiana State Lemon Laws and Federal Warranty Law protect consumers from being stuck with Lemon Cars, Lemon Trucks, and Lemon SUV's .
Repair Attempts: 4 repair attempts or 30 days out of service
Coverage Period:1 year or period described by the express warranty.
Louisiana State Dog Bite Laws:
In Louisiana, a dog owner is liable for damages caused by his/her dog when the dog bites or injures a person, but only if the injured person is able to demonstrate that the owner knew, or should have known, that the dog's behavior would cause damage, that the damage could have been prevented through the use of reasonable care, and that the owner failed to act reasonable to prevent the injury. A dog owner is probably not liable, however, for injuries sustained by a person if that person provoked the dog, causing the dog to attack.
The owner of a dog known to be dangerous must meet certain legal requirements. The owner must register the dog with the local dog licensing authority and must clearly display warning signs around the dog's enclosure stating "Beware of Dog" or "Dangerous Dog" indicating that there is a dangerous dog or potentially dangerous dog on the premises. Special care must also be taken by the owner in how the dog is confined. When the dog is on the owner's property, the dog must be properly confined either indoors or in a secure enclosure outdoors. When the dog is not confined, the owner must properly restrain the dog with a leash. A vicious dog, as opposed to a dangerous dog, is one that was previously determined to be a dangerous dog and that kills or inflicts serious bodily harm on a person without provocation. Under Louisiana law, it is unlawful to own a vicious dog.
If you wish to know how the statute of limitations applies to a specific situation, you should verify the statutory time period and its relevance to your situation with a qualified Louisiana personal injury lawyer.
